Start here — simple inputs, instant answers
Plan your mutual fund wealth with step-up SIP return projections.
Calculate returns on one-time mutual fund investments accurately.
Estimate monthly loan EMIs for home, car, or personal loans.
See the true purchasing power of your money after inflation.
Calculate the exact monthly SIP you need to hit a financial target.
Calculate your exact age in years, months, and days instantly.
Data-driven decisions before you invest
Real historical data — no assumptions
Test any NSE/BSE stock SIP on real historical prices. Get actual XIRR — not estimates.
Backtest real-world mutual fund SIP returns using historical NAV data.
Compare expense ratios for 2,000+ mutual funds and ETFs. See the Direct vs Regular gap across all AMFI schemes.
Find out where your money actually goes
Advanced tools — coming soon
Scan NSE stocks for high-probability swing setups based on price action and volume.
Spot unusual volume activity on NSE stocks — often a signal before big moves.
Track money flows across sectors to catch which themes are getting institutional attention.
Quick answers to help you use our financial tools.
A SIP calculator estimates how much wealth you can build by investing a fixed amount every month in mutual funds. Step-up SIP lets you increase your monthly investment by a fixed percentage each year — matching your salary hikes. Our calculator supports both modes so you can see how even small annual increases dramatically boost your final corpus.
Use our Goal Planner. Enter your target amount (e.g. ₹1 crore), the number of years you have, and an expected annual return rate — it instantly calculates the exact monthly SIP you need to start today. The earlier you start, the lower your required monthly investment.
Regular funds charge a commission (typically 0.5–1.5% extra expense ratio) that goes to the distributor. Direct funds have no intermediary and hence lower costs. On a ₹10,000/month SIP over 20 years, this difference can cost you ₹10–25 lakhs in lost wealth. Our Direct vs Regular calculator shows you the exact rupee gap using actual TER data.
Yes — we have two tools for this. The Stock SIP Backtester tests any NSE/BSE stock on actual historical prices and gives you the real XIRR. The MF Backtester does the same using historical NAV data from AMFI. Both show drawdowns and recoveries — not just final returns.
iNAV (Indicative Net Asset Value) is the real-time fair value of an ETF based on its underlying holdings. When an ETF trades above iNAV, you're overpaying — that's a premium. Below iNAV is a discount and potentially a better entry. Our ETF iNAV Tracker shows live premium/discount data for all NSE-listed ETFs so you can buy at the right price.
More than most investors realize. A 1% higher TER on a ₹5 lakh investment over 15 years costs roughly ₹1.5–2 lakhs in foregone returns. Our Fund Cost Screener shows TER for 2,000+ mutual funds and ETFs from AMFI's official data. Filter by category, compare Direct vs Regular plans side by side, and find the cheapest options in any category.
Download your transaction statement from GPay (PDF or CSV) or PhonePe (PDF) and upload it to our GPay Statement Analyzer or PhonePe Analyzer. Everything runs 100% in your browser — your data never leaves your device. You get monthly trends, category breakdown, top payees, and can export a categorized Excel report.
At 6% annual inflation, ₹1 lakh today will only buy what ₹55,000 buys in 10 years. Our Inflation Calculator shows exactly how your money's real value shrinks over time. The key insight: keeping savings in a regular savings account (3–4% interest) means you're losing money in real terms — you need returns that beat inflation to build actual wealth.