Transparency

Affiliate Disclosure

Last updated: August 2026

What this is

Deep Money Minds is a personal finance website run by Kuldeep Singh. Some pages contain affiliate links — links where we earn a commission if you click through and complete a qualifying action (such as applying for a credit card or signing up for a service). This page explains how that works and what it means for you.

How affiliate links work

When you click an affiliate link on this site, a tracking cookie or parameter records the referral. If you then complete a qualifying action — typically applying for a product and being approved — the affiliate network (such as EarnKaro or BankKaro) pays us a commission. The commission comes from the product provider, not from you. You pay nothing extra by using our links.

Affiliate links on this site are marked with rel="sponsored" in the HTML and are accompanied by a visible disclosure note near the link.

Which products we currently promote

ProductNetworkCommission type
Scapia Credit CardEarnKaroPer approved application

This table is updated whenever we add or remove affiliate partnerships.

How this affects our editorial content

Affiliate relationships do not influence our editorial judgement. We write honest reviews — including about products where we have no affiliate deal (KreditBee, LenDenClub) and including criticism of products where we do. If we find something unfair in a product's terms or pricing, we say so regardless of whether we earn from it.

We only consider affiliating with products we believe are genuinely useful for our audience. We will not promote a product we would not recommend without an affiliate arrangement.

ASCI compliance

This disclosure is maintained in accordance with the Advertising Standards Council of India (ASCI) Guidelines for Influencer Advertising in Digital Media. All sponsored or affiliate content on this site is clearly labelled at the point of placement.

Questions

If you have any questions about our affiliate relationships or editorial independence, contact us at kuldeep@deepmoneyminds.com.