SIP Calculator

Calculate your mutual fund returns with our advanced SIP calculator.

SIP Calculator

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Increase your SIP amount every year to reach your goals faster.

Invested Amount
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Total returns
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Absolute returns
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Final amount ₹0

Monthly Growth Schedule

Period Invested Balance

Financial Calculators FAQs

Quick answers to help you use our financial tools.

What is a SIP calculator?

A Systematic Investment Plan (SIP) calculator is an online tool that helps you estimate the future value of your mutual fund investments. By entering your monthly investment amount, expected rate of return, and tenure, it projects your potential wealth accumulation based on the power of compounding.

How does a mutual fund SIP calculator work?

The calculator uses a mathematical formula to estimate how your periodic investments will grow. It calculates the total amount invested, estimated returns (gains), and the total maturity value by compounding the expected rate of return over your chosen investment tenure.

Are the returns shown by a SIP calculator guaranteed?

No, the returns shown are illustrations and estimates only. They do not represent actual guaranteed returns, as mutual fund investments are subject to market risks and do not offer a fixed rate of return.

What is the difference between SIP and a lump sum investment?

A SIP allows you to invest small, fixed amounts at regular intervals (like monthly), which helps with rupee cost averaging. A lump sum is a one-time investment of a larger amount. SIPs are often suggested to reduce the risk associated with timing the market.