Free · No bank link · No signup to try

Know exactly
where your
salary goes

Set your income. Define budgets for expenses, allowances, and investments. Log every transaction. Inkomiq tells you exactly where your money went — without linking to your bank.

Hello, User 👋
Inkomiq · Portfolio Summary
July 2026
Total Income
Gross · Total Earned
₹40,434
For Inv: ₹18,680
Expense
₹5,681 / ₹15,000
38% used₹9,319 left
🏛Allowance
₹639 / ₹10,000
6% used₹9,361 left
🏦Investment
₹15,434 / ₹15,434
100% invested ✓
Expense Breakdown
Expenses
38%
Allowances
6%
Investments
100%
Remaining
₹18,680
Firebase secured
No bank link ever
Guest mode — no signup
Completely free · No ads
Features

Everything you need.
Nothing you don't.

Most budget apps are either too complex or ask for your bank password. Inkomiq is manual, fast, and private.

Core feature

3-bucket budgeting that makes sense

Expense for bills and groceries. Allowance for personal spending. Investment for SIPs and savings. Each bucket has its own live progress bar.

↘ Expense₹5,681 / ₹15,000
🏛 Allowance₹639 / ₹10,000
🏦 Investment₹15,434 / ₹15,434
Breakdown

Spending pie chart

Current month, last 30 days, or last 7 days — switch anytime.

₹18kremaining
History

12-month expense chart

See your spending trend over the past year. Tap any bar for the exact amount.

Aug
Sep
Oct
Nov
Dec
Feb
Apr
May
Jun
Jul
Audit trail

Transaction Footprints

Every add, edit, and delete is logged with a timestamp. Catch mistakes. Know exactly how your numbers changed.

CLaude Subscription added ₹+2,300
Total Income updated ₹40,434
🗑 Stupid decisions removed ₹5,000
Smart input

Formula amounts

Type 10+15+25 directly. Inkomiq evaluates it. No calculator needed.

No friction

Guest mode

Start tracking immediately without signup. Sign in with Google later to sync across devices.

Insights

7-day & 30-day views

Rolling windows, not just calendar months. A mid-month reality check when you need one.

How it works

Three steps. Every month.

01

Set your income

Enter your monthly salary. Add multiple income sources if needed. Inkomiq shows what's available after investments are accounted for.

02

Define your budgets

Set limits for Expenses, Allowances, and Investments separately. Change them anytime — bars update instantly.

03

Log as you spend

Add each transaction as it happens. Watch bars fill. Check the pie chart anytime to see which category needs attention.

Why Inkomiq

Built different.

Most budget apps either link to your bank or overwhelm you with features you'll never use.

Feature
Inkomiq
Other apps
No bank link required
✓ Always
✗ Usually required
Separate investment bucket
✓ Built-in
✗ Rarely
Transaction audit log
✓ Footprints
✗ Not common
Works without signup
✓ Guest mode
✗ Most require account
Completely free, no paywalls
✓ Always free
~ Freemium
Formula input for amounts
✓ Yes
✗ No
FAQ

Common questions.

No — never. Inkomiq does not ask for bank details, UPI PIN, or card numbers. You add transactions manually. This is a deliberate design choice: many users don't want a third-party app reading their bank statements.

Yes. All data is stored in Google Firebase Firestore under your user ID. Only you can access it. Inkomiq has no analytics, no ads, and shares nothing with third parties. Read the full Privacy Policy.

Yes. Guest mode lets you start tracking in seconds — no email, no password. Sign in with Google later to sync across devices and prevent data loss if you clear your browser.

Yes. Inkomiq is a Flutter web app that works on both desktop and mobile browsers. Add it to your phone's home screen from your browser's share menu for a full app-like experience.

An audit log that records every change — when you added a transaction, edited an amount, or deleted an entry, with the exact timestamp. Useful for catching accidental edits and understanding how your monthly numbers changed.

Email kuldeep@deepmoneyminds.com with subject "Inkomiq Data Deletion Request" and your Google account email. We'll delete everything from Firebase within 7 business days and confirm via email.

Start tracking your salary today

Free. No bank link. No signup needed to try. Works on desktop and mobile.

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