Terms of Use & Disclaimer

Using this site

By using www.deepmoneyminds.com ("the site") you agree to these terms. If you don't agree, please don't use the site. The site is run by Kuldeep Singh under the name Deep Money Minds.

Not investment advice

Everything on this site is for education and information only. Deep Money Minds and Kuldeep Singh are not registered with SEBI as an investment adviser or research analyst. Nothing here — articles, videos, calculator results, backtests, fund comparisons, screeners or rankings — is a recommendation to buy, sell or hold any security, mutual fund or financial product.

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance does not guarantee future returns. Please consider speaking to a SEBI-registered investment adviser before making investment decisions.

Calculators and backtests

Our tools show what would have happened, or what could happen, under the assumptions you enter. They are estimates:

• Backtests use historical NAVs and prices. The future can be very different from the past.
• Results usually do not include taxes, exit loads, stamp duty or other charges unless the tool says so.
• Projections that use an assumed rate of return are illustrations, not predictions.

Where our data comes from

Fund and market data comes from public sources, including AMFI, NSE, mfapi.in and fund houses' published portfolios. We refresh it regularly and check it carefully, but data can be delayed, incomplete or wrong — at the source or in our processing. Always confirm important figures with the fund house, your broker or the official source before acting on them.

Affiliate links and ads

Some links on the site are affiliate links, and the site shows ads through Google AdSense. We may earn money from these. It never changes what our tools calculate or what we write. See our Affiliate Disclosure and Privacy Policy.

Fair use of our tools

The tools are free for personal use. Please don't scrape the site, call our data endpoints automatically, or overload our servers — we rate-limit requests to keep the site fast for everyone and may block traffic that looks automated.

Content ownership

The articles, tools, code, charts and design on this site belong to Deep Money Minds unless stated otherwise. You are welcome to share links and quote short passages with credit and a link back. Please don't copy whole articles or tools onto other websites or apps.

Links to other websites

We link to other websites for reference. We don't control them and aren't responsible for their content, products or privacy practices.

Limitation of liability

The site is provided "as is", without any guarantee that it will be accurate, complete or always available. To the extent the law allows, Deep Money Minds and Kuldeep Singh are not liable for any loss or damage — including investment losses — arising from your use of the site or reliance on its content. You are responsible for your own financial decisions.

Governing law

These terms are governed by the laws of India.

Changes

We may update these terms from time to time. The "Last updated" date at the top shows when they last changed.

Contact

Questions about these terms? Email kuldeep@deepmoneyminds.com.