AGNC Dividend History — backtest with DRIP

Flat 12% calculators hide the ride

A flat-rate shows ₹5,000/month at 12% for 10 years in a straight line. The real Nifty 50 delivered roughly that, but through two 30–50% crashes and years of flat returns. A flat rate tells you nothing about your worst paper loss.

Real exchange prices, not NAV proxies

Every instalment is bought at the actual closing price on your chosen SIP date — or the next trading day if the market was shut. Works for any NSE/BSE stock, not just ETFs: RELIANCE, INFY, HDFCBANK, TCS.

DRIP: the compounding most tools ignore

NiftyBees, BankBees and GoldBees pay dividends that most calculators drop entirely. Turning DRIP on reinvests each payout at that day's price — over 10–15 years it adds a visible slice to your XIRR, especially on BANKBEES.

Live through 2008 and 2020 on paper

The 2008 crisis took the Nifty 50 down over 50%; COVID took 38% off in under two months. Set 10 or 15 years and the journey chart shows exactly what a disciplined SIP bought at those lows — and what it did to final XIRR.

XIRR vs CAGR — why CAGR overstates or understates SIP returns

If the Nifty 50 compounded at 13% CAGR over 10 years, your 10-year SIP XIRR is not 13%. Your first instalment got 10 years of compounding; your last instalment got zero. The average effective holding period is roughly half the SIP duration. XIRR correctly weights each cash flow by its actual period and gives you the real annualised return on all the money you put in. This is why this calculator always reports XIRR, never CAGR.

How dividend reinvestment (DRIP) silently compounds your XIRR

NSE ETFs like NiftyBees, BankBees and GoldBees pay periodic dividends. Most calculators and even many brokers ignore these entirely. This calculator tracks every dividend payout from Yahoo Finance and, with DRIP enabled, buys additional units at that day's closing price. Over 10–15 years, DRIP can add 0.5–1.5 percentage points per year to your XIRR, depending on the ETF's payout history.

Dividend frequency

monthly

AGNC distributes dividends on a monthly basis. Enable DRIP to see how reinvesting each payout compounded over time.

Category

mortgage REIT

AGNC (AGNC Investment Corp) is listed on US exchanges. Use SIP or Lumpsum mode to backtest any investment period.

Suggested backtest period

10 years

Based on AGNC's available price history on Yahoo Finance. Adjust the duration slider to explore different periods.

DRIP impact

Significant

For a monthly dividend payer like AGNC, reinvesting payouts adds meaningfully to long-run XIRR. Toggle DRIP on/off to see the exact difference.

What is the AGNC dividend history?

AGNC (AGNC Investment Corp) is a US mortgage REIT that pays monthly dividends. This calculator pulls the complete AGNC dividend history from Yahoo Finance and lets you backtest what those payouts would have compounded to with optional DRIP reinvestment over any period up to 10 years.

How often does AGNC pay dividends?

AGNC pays dividends on a monthly basis. The dividend table below the main chart shows every individual AGNC dividend payout — date, per-unit amount and total received — and whether it was reinvested (DRIP on/off). Enable the DRIP toggle before running the backtest to see reinvestment in action.

How does DRIP change AGNC total return?

With DRIP enabled, every AGNC dividend is used to buy additional units at that day's closing price instead of sitting as cash. For a monthly dividend payer like AGNC, reinvesting payouts compounds meaningfully over longer periods. Toggle DRIP on and off in the calculator above to see the exact difference for your dates.

Can I use this as a AGNC dividend calculator?

Yes — this is a free AGNC dividend calculator using real Yahoo Finance data. Enter your monthly SIP amount or lumpsum, set the duration, enable DRIP and click Run Backtest. The tool shows your true XIRR, total dividends received, final portfolio value and maximum drawdown. No signup required.

Where does AGNC dividend data come from?

All AGNC price and dividend data is fetched live from Yahoo Finance on every run, adjusted for splits and corporate actions. Nothing is cached — you always see the most current AGNC dividend history available.